Terms
and Conditions

Introduction

Welcome to Studio Fintech corporate website. The terms 'we', 'us' and 'our' refer to Studio Fintech. We have outlined the terms of use on which you may access and make use of our website www.studiofintech.com (‘the Site’) as a guest. The site is owned and maintained by Studio Fintech Technologies Pvt. Ltd.

Please read these terms and conditions carefully before you start using the Site. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use which govern our relationship with you with respect to the website.

If you disagree with any part of these terms and conditions, please do not continue to use the Site.

We may revise the Terms of Use at any time without any notice to you. Different pages on the Site may have different terms of use posted. The terms of use on that particular page will be applicable. If there is a page on which there is no mention of Terms of use then the ones mentioned on Home Page will be applicable.

Intellectual property rights

• All content present on this site is the exclusive property of Studio Fintech. The content includes, but is not limited to software, text, images, graphics, video and audio used on this site along with the projects mentioned belong to Studio Fintech.
• No material from this site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from Studio Fintech.
• All rights not expressly granted herein are reserved. Unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties.

Liability

• Studio Fintech does not make any warranties, expressed or implied, including, without limitation, those of merchantability and fitness for a particular purpose, with respect to any information, data, statements or products made available on the Site.
• The information contained in the Site has been obtained from sources believed to be reliable. Studio Fintech disclaims all warranties as to the accuracy, completeness or adequacy of such information.
• Studio Fintech shall have no responsibility for any damage to User's computer system or loss of data that results from the download of any content, materials, information from the Site.
• Studio Fintech makes no warranty that: (a) the Site will meet your requirements; (b) the Site will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the Site or any services offered through the Site will be accurate or reliable.
• User agrees to indemnify, defend and hold Studio Fintech harmless from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of or relating to any misuse by the User of the content and services provided on the Site.

Hacking, viruses and other offences

• You must not knowingly introduce viruses, trojans, worms, logic bombs or other material or technology deemed malicious in intent or harmful.
• Studio Fintech does not permit attempts to gain unrestricted access to our site, our server on which the Site is stored or any server, computer or database connected to our site.
• No attacks to Studio Fintech’s site through DoS (denial of service) or DDoS (distributed denial of services) are permitted.
• Should you breach these provisions, Studio Fintech will report any such instances to the appropriate legal authorities and co-operate in disclosing your identity to them.
• If your device gets any virus, trojans, worms, logic bombs or other material or technology deemed malicious, Studio Fintech will not be responsible or held liable.
• Studio Fintech does not accept liability for any DDoS attack, or malicious material or technology that may infect your computer equipment, programs data or proprietary material due to your use of our site, to any material downloaded from it or from any website linked to it.

Our Website

• Studio Fintech may change or discontinue any aspect of its website at any time, including, its content or features.

Third Party Policy

• The Site provides links to web sites and access to content, products and services from third parties, including users, advertisers, affiliates and sponsors of the Site.
• Company or Product names, logos, and trademarks, if used in this Web site, are copyrights of their respective companies. Studio Fintech expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
• You agree that Studio Fintech is not responsible for the availability of, and content provided on, third party web sites. Studio Fintech is not responsible for any loss or damage of any sort User may incur from dealing with any third party.

Privacy Policy

The user’s right to privacy is of highest importance to Studio Fintech. If we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

Studio Fintech may change this policy from time to time by updating this policy document. Please make sure to check this regularly to know the current policies.

What we collect

• Information that you provide by filling in forms on our site www.studiofintech.com. Typically, this includes ,but is not exclusive to, registration forms for content including subscribing to newsletters, downloadable PDFs or requests for further services, surveys or complaints procedures.
• Records of your correspondence (if any) with us.
• Details of your visits to our site including, but not limited to, traffic data, location data, weblogs and other communication data and the resources that you access as reported by Google Analytics.
• We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them.

IP addresses

• We may collect information about your computer, including where available your Internet Protocol (IP) address, operating system and browser type, for system administration and to report aggregate information. This is statistical data about our users' browsing actions and patterns, and does not personally identify you.

Cookies

• A cookie is a small file that asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual, improving your overall experience of a site. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
• For this reason, we may obtain information about your general internet usage by using a cookie file. They help us to improve the Site and to deliver a better and more personalised service.
• Some of the cookies we use are essential for the site to operate.
• They enable us:
  • To estimate our audience size and usage pattern;
  • To store information about your preferences, and so allow us to customise the Site according to aggregate preferences;
  • To speed up your searches; and
  • To recognise you when you return to the Site.
• You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of the Site.
• Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to the Site. If you register with us or if you continue to use the Site, you agree to our use of cookies.

What we do with the information we gather

• We require information about you to understand your needs and provide you with a better and more responsive service, and in particular for the following reasons:
  • Internal record keeping
  • We may use the information to improve our services
  • We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided
• From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.

Links to third party sites

• Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control or responsibility for a third party website.
• Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement.
• You should exercise caution and look at the privacy statement applicable to the website in question.

Disclosure of information

• Your information will only be disclosed for the purposes set out in this Privacy Policy or which you have otherwise consented to.
• We may also disclose your personal information to third parties:
• Where we sell any or all of our business and/or our assets to a third party
• If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of use and other agreements
• Or to protect the rights, property, or safety of us, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction

Your rights

• You may choose to restrict the collection or use of your personal information in the following ways:
• Whenever you are asked to fill in a form on the website, look for the box that you can click to not fill the information.
• You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of the Site.
• We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting, if you tell us that you wish this to happen.
• If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible.

Contact us

Feel free to get in touch with us should you have any Questions and/or comments regarding these terms of use. You can email us at hello@studiofintech.com